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Loans for Undergraduate Students

Featured Video

Responsible Borrowing

heck out this video produced by the Federal Student Aid Office of the U.S. Department of Education to learn about your responsibilities as a borrower and what to consider when taking out loans for college. Watch now.

Borrow What You Need

Unlike other forms of financial assistance, like grants and scholarships, loans must be paid back with interest.

Many students and parents find that loans are a helpful resource for meeting the cost of attendance and other educational expenses, after other financing options have been exhausted.

Types of Loans

Things to Consider

  • While you may not have to begin repaying your loans right away, it is important to do your research and understand your responsibilities as a borrower.
  • Before you borrow, consider how the amount of your loans will affect your future finances and do not to borrow more than what you need or project you will be able to pay back based on your intended field of study.
  • Federal student loans almost always offer borrowers lower interest rates and have more flexible repayment options than loans from private banks or institutions.    

Unsure what loan is the right option for you? Schedule a financial counseling session at 610-499-4161 or finaidmc@widener.edu.