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Private Loans

Private education loans may be an option for students whose parents do not want to borrow a Federal Direct PLUS Loan or who want to borrow directly from a lending institution. The interest rates, fees, repayment terms, and eligibility requirements of these loan programs vary widely and are determined based on the credit score of the borrower and co-signer. Before applying for any private loan, it is highly recommended that you obtain a free copy of your credit report.

Learn more about additional undergraduate education loans.