International Student Medical Insurance
Widener University requires that all full-time students carry a major medical insurance policy. International students have a specific required policy specific to their needs and concerns. Please read the details below and follow all instructions prior to the stated deadline dates.
Deductibles
Students are required to pay a deductible (also known as a co-pay) to the hospital or doctor's office before receiving treatment. The following list details the different deductibles for particular situations:
- $35 deductible per injury or illness: 100% coverage of treatments and/or hospitalization after the initial deductible
- $250 deductible for hospital Emergency Room service. If the student is subsequently admitted to the hospital with this ER visit, the co-pay will be dropped.
- Co-pays on all prescriptions filled at pharmacies: Students must pay the full prescription cost upfront and be reimbursed their half by filing a claim with the insurance company
Claims
All bills with claim forms must be submitted to the claims department within 90 days of the onset of the illness or injury. Students risk payment being denied by the insurance company if this procedure is not followed.
To file an insurance claim, please contact Lois Fuller at (610) 499-4498 or at ljfuller@widener.edu.
Termination of Attendance
Students who terminate attendance at the University during a premium year must secure written verification of graduation, transfer, or withdrawal from ISS. All verification and refund requests will be submitted to the insurance company by ISS. The insurance company requires a minimum of 30 days to process the refund.
Please note: Students failing to notify International Student Services of any termination by its effective date will not be eligible for a refund.
